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Save Money on Your Christmas Shopping With These Christmas Budget Ideas

When making a Christmas shopping budget it has to be planned very carefully. With the upcoming Christmas shopping season, we would love to run out and buy whatever we like for the people on our list. Unfortunately not many of us have that luxury.

Budgeting your Christmas gift buying is a must in this tough economy. Setting and sticking to a Christmas budget is very important for buying Christmas gifts so no one will be left out and you won’t be emptied out.

Saving Money for Your Christmas Shopping

Saving money is the key when it comes to a Christmas budget. Banks will have a Christmas fund where you can actually add money to all year round. When Christmas arrives, you can take the money out for your Christmas shopping without any penalties.

You could also stash a set amount of money away in a jar for your Christmas budget each week until you had enough to cover your shopping budget. A few dollars a week wouldn’t be missed and you would be amazed how quickly the money would add up.

Low-Budget Christmas Gifts

Another great method for meeting your Christmas budget is low-budget Christmas gifts. Budget Christmas gifts are great Christmas gift ideas. You can buy them throughout the year and hide them away. This eliminates all the stress and worry about money around Christmas and you can focus more on enjoying the Holiday Season. It’s a wonderful feeling.

Christmas shopping this way is way more enjoyable and fun. There is plenty of time to look around and find hidden treasures, deals and stuff on sale that may not be available or at the price you can afford when the Christmas shopping season starts. Remember to keep your receipts and check if the item you’re buying in the Spring or Summer can be exchanged or returned 6 months down the road.

A Smart Way to Use Credit Cards

When it comes to using credit cards for Christmas shopping, be smart and have a Christmas budget worked out. With high interest rates and being low on funds at the end of the year, you will end up going over your budget from the interest rate alone if you can’t pay back the money you borrowed in time.

Think of your budget Christmas ideas when using your credit card. Save money and stick to your Christmas budget by shopping throughout the year. Pay your bill every month like normal and keep the holiday spending under control at all times.

If you start to over spend, you will be able to stop quickly and get back on budget. But you should have a set amount of money for your holiday budget. Otherwise the interest will kill your budget. Make sure you pay off the card completely every month if you can.

Remain Calm and Don’t Panic

If you do go over your Christmas budget, don’t panic. Unforeseen circumstances can happen. Like a price increase because of a sudden high demand for an item. You can recover by purchasing some budget Christmas items instead while out doing your Christmas shopping.

Christmas Shopping 4 Tips For Buying Christmas Gifts

4 Tips For Buying Christmas Gifts

With the holiday season around the corner, it makes sense to beat the mall crowds and clearance sale gimmicks of big departmental stores by putting some mother wit to work…read on to find out 4 tips for buying Christmas Gifts with none of the hassles of festive shopping!!

I love everything that builds up to the cozy, warm and snuggle bug feeling of baking, writing out Christmas cards and making Christmas shopping lists. But, that’s where all the enthusiasm sort of fizzles out because with the marketing build up around Christmas and the shopping mania it sets off in even regular folks, the local markets seem like they are just a short call away from being tagged a mad house!

So, in order to enjoy my Christmas season more, I worked out a few tricks to finish off with festive shopping earlier in the year instead of leaving it for season sales, festive discounts and trying to sweet talk friends or relatives to accompany me for the fun hobby it should be, but somehow turns into a nightmare for many people. Especially those that dread the mall crowds, mad dash for same items by other equally flustered shoppers and the sore feet!

Yes, you guessed right! I decided to shop smart and do it online!

Tip # 1 – Search for online discount deals and buy your gifts from a web store that lets you save on shipping! I reserved the first half of my Sunday for clicking a shopper’s symphony on my laptop keys, choosing non-China free worldwide shipping items from a reputed site, called Dinodirect.com

On clicking around the site, I found to my delight there were fabulous discount offers – 50% off – and free shipping worldwide! That had me quickly cover small somethings for friends and family I haven’t been able to gift even a Christmas card to in recent years and ensure these would reach in time, be within my budget and range across so many precious and practical things, like decor accents, electronic accessories, iPad covers, stationery, garments and lots more cool Christmas gifts I’d never have thought of as traditional presents!!

Tip # 2 – Buy locally produced products and show your support for local artists while ensuring budget Christmas shopping! You don’t have to spent the entire day hunting for sales and low traffic hours at boutique shops or fancy shopping malls if you decide to shop smart and go local with your Christmas gifts. Check out NGO, charities and folk art centers besides local food craft organizations like women’s help groups or Church fetes for neat home-made Christmas gifts with a personal touch!

Tip # 3 – Choose Christmas gifts handmade with love – hands being those of a professional crafter’s and the love being yours – and shop at Etsy.com You can pick up a lot of cool and quality stuff made by crafty people who showcase their hobby crafting products, like bags, jewelry, book covers, hand made paper products, candles, soaps, woollies, cake mixes, gourmet food and even wood crafts at this hip online site. The new shops and those without a sale yet, in addition to original and funky items listed under the Editor’s pick segment usually offer good deals, so do check these out!

Tip # 4 – Donate your time to a local event, group or charity. This last truly exemplifies the spirit of Christmas giving as quality time is something that our loved ones never get enough of. If you can pay personal visits to friends, family or colleagues living in the same city and make a gift of ‘one hour specials’ for helping them with various chores, like ‘picking up groceries,’ ‘helping clean garage’ or ‘babysitting’ it would be appreciated and be something different from the routine Christmas gifting. Now, if you can go one step further and give some of your time to strangers in an old-people’s home, playschool volunteer activity, youth group or fund raisers, that would really revive the Christmas gifting spirit in a real sense.

Why not try out some of these tips and see a different feeling wrap your Christmas mood this year? I’d love to hear from you which Christmas shopping tip you liked the best!