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Online Shopping Tips to Save You Money While Scoring Major Discounts

Online retailers seem to be becoming more and more creative these days to score big with shoppers. However, if you are a smart deal hunter or would just love to get major discounts without a lot of efforts, try using these ten clever online shopping tips.

  1. Outwit the dynamic pricing trap

Dynamic pricing is a sneaky strategy online merchants offer use to show different prices to different customers according to your location, your browsing and spending patterns and current demand of the product. Have you ever found dirty cheap airfare that went 30% higher when you checked on the next day? That’s dynamic pricing in action. As this technique gotten incredibly sophisticated, most retailers are perfectly aware of your price point and may show you a higher price compared to someone else who pays less in online purchases.

 

  1. Shop at the right Day

Even if it seems tempting to spend your lazy Sunday afternoon browsing around various retailers, don’t cash out too fast. Most stores roll out discounts and special deals on Wednesdays, Thursdays and Fridays. However, Sunday is the best day to score cheap airline tickets with Monday being the most expensive, according to Airlines Reporting Corporation who analyzed over 130 million domestic and international over the period of 19 months. Numbers speak for themselves: $432 is the lowest average price for a round-trip ticket on Sunday; $439 is Saturday’s average, while Tuesday – the former “cheapest day to buy airfare” turned out to average $497.

  1. Use multiple coupon codes strategically

If the website allows you to combine different coupons and promo codes at the checkout, use them in the right order. Say you have a promo code for a 20% discount and a coupon for 10$, apply 20% promo code first. That will subtract 20% from the full price, afterwards you can dig more savings with your $10 discount coupon

  1. Ask for price-drop refunds

Say you’ve purchased an item yesterday, but when you checked the next day, it was now on sale. Pretty frustrating, right? However, some companies will refund you the price difference if you contact them directly within a certain amount of days. For instance, Amazon will issue you a refund if you notify them within seven calendar days from the delivery date. Use Camelcamelcamel.com to monitor price changes at Amazon.

Some credit cards also go with price protection. That is, no matter where you shopped – you will refund the difference if the price dips within a certain amount of days. These include Barclaycard Arrival Plus™ World Elite MasterCard®, Citi® Double Cash Card and more.

  1. Take advantage of smart reward programs

Some apps offer you to redeem special bonuses for doing certain actions. You can earn kicks by doing paid online surveys or merely browsing around product catalogs with ShopKick that can be exchanged to gift cards or special discounts. Swagbucks TV allows you to earn swagbucks for simply watching videos and redeem them as discounts from different online merchants.

Case Happy offers 1 point (equals to 0.05£) for each pound you spend on their goodies – lovely Ipad, Kindle and tablet covers. Points can be redeemed as coupons with your next order with no limits on spending. Basically, you can get the 2nd product for free. If you are into designers clothing, check out Guilt Insider loyalty program. You get early access to sales and a bunch of special discounts, plus you earn 5 points for each dollar spent, 35 points for liking them on Facebook and so on. Points can be exchanged for free shipping, exclusive access to flash-sales and a number of other perks. Amazon nails it with Amazon Rewards Visa card with $50 sign up bonus and 3 points added for each dollar spent.

www.lifehack.org/articles/money/10-online-shopping-tips-savemoney

 

 

Saving investment

5 Effective Ways To Cultivate The Habit Of Saving investment

Saving investment is the art of setting aside some amount of money for future use. The singular reason why so many people don’t always get enough money to do what they want or need is because they don’t have a good saving habit. In this article you will learn 6 effective ways to help you start Saving investment.

1. Determine what you want:

It is very important that you determine what you want to do with money and the time when you would want to use it. Doing this will help ascertain what you should set aside and over what period of time, for instance, if you desire to save $5,000 within six months, you should be saving about $830 every month. This amount can also be broken down into weeks or days depending on your convenience. What matters most is to ensure that you have a time frame for which to accomplish your goal.

2. Map Out a Plan:

Having established what you want to do with the money you intend to save and over a period of time, your next task will be to come up with a plan of how you intend to go about the saving. Your plan should entail where to save the money, do you need interests, how often you should save etc. Planning will help you reach your goal much easier and it will take care of any unforeseen hitches on the way.

3. Discipline:

One of the major reason why lots of people fail to cultivate the habit of Saving investment is because, they lack the discipline required to effective pull through with the plan of saving. Discipline helps you stay focused and committed to your plan. Once you have a plan in place to save some money over a period of time, you need discipline to see you through it. Some distractions may come up along the way, but discipline will enable you pull through.

4. Sacrifice:

Saving demands that you forgo some regular spending routine, the truth is that once you have made up your mind to start Saving investment, you will have to make some sacrifices in order to provide for your savings. By sacrificing some leisure, it means you are making some money available to save. In this case, you will have to differentiate between your needs and wants. One of the best ways to save money is to avoid spending on things you don’t need. Besides, when you sacrifice, you should also have it at the back of your mind that it is for a temporal basis. That is why it is important that you have a time frame for your saving.

5. Carry Everyone Along:

In the course of Saving investment there are so many things that will change with you, especially if you have a family or dependent. In this case, you should endeavor to carry your family and any other person who depends on you financially along. You should be able to communicate you goal to them, am sure if you are convincing enough, they will reason with you.

Saving investment is the most effective way to become wealthy in life, no wonder only those who cultivate the habit of saving money are able to survive in today’s economy.

Stephen Enis is an accomplished Home Business Guy who specializes in helping people start their internet business.

Visit my other website where I help people start a home business by giving them the right products to sell and free blog to start: [http://www.internetandhomebusinessresource.com]

Article Source: http://EzineArticles.com/expert/Stephen_Enis/495394